Rocky Point Talk archive

ProAlliance Insurance

Started by dry heat · Sep 24, 2014 · 516 replies
garyd
littlejoni said:
My partner and me agree with you all who say we should give Proalliance some more time to explain all this plus the policies with fiction numbers and pay everybody back for the money they lost.

We want to give them our insurance business if they done nothing wrong, but we sure don't want to give business to anyone if we might get cheated. We had this happen to us in New Mexico when the accountant never paid our money for our taxes. Next thing we knew he was in jail for 7 years and our money was gone so we had to pay twice plus penalty. No more of that, thanks !

T and me need to renew our Las Conchas house insurance soon. What do you all think would be the right fair amount of time to give them to explain and pay back all the money they got by mistake?

Did I meet you today with Mimi?
PitiquitoRosy
dry heat said:
Rosy, 'Glover' is not your last name, is it? If not, how did you come up with that name?


It most certainly is my legal name. If you can't find any dirt, that's because there's nothing to find. Unlike those who move to Mexico to escape taxes or child support, felony DUI charges, simple business failures or to exploit the natural resources or people of another country. I moved back to Sonora (my home state) to be near family and continue to raise my youngest in what was the only country he'd ever known.
PitiquitoRosy
jerry said:
He done seen it because he or his kin done posted it.....


Of course...the grammar is a dead giveaway. This is DanieT.

Dry Heat, we have you to thank for this 2nd generation of Gremlins. Just like in the movie, they're uglier and meaner than the 1st batch. Of course, I share the blame...I'm the one who threw water on them and fed them after midnight.

Look, I'm not blaming you or anyone else for asking those questions that needed asking, but you went over the top and way afield. Now, those of you who supposedly "meant no harm" are attracting misfits who are doing harm.

As for the FBI? I can hear it now..."who the hell is Rosy Glover"? Geez...like they haven't anything better to do.

I've been here for 14 years. I've been actively involved in every city I've ever lived in and RP is no exception. If this place is better without me than with me, then I have truly failed. I don't know what the hell I did to you people to warrant a personal vendetta, but I promise you won't bring me down.

To those who are kindly waiting on the outcome...thank you.
brokenwave
DH Quote: Rosy, 'Glover' is not your last name, is it? If not, how did you come up with that name? Quote"

Now this has become a riveting thread with all the factually imagined barbs being thrown out here. LOL
joanC
PitiquitoRosy said:
It most certainly is my legal name. If you can't find any dirt, that's because there's nothing to find. Unlike those who move to Mexico to escape taxes or child support, felony DUI charges, simple business failures or to exploit the natural resources or people of another country. I moved back to Sonora (my home state) to be near family and continue to raise my youngest in what was the only country he'd ever known.

then why this?

http://rockypoint360.com/rosie-the-rambling-storyteller/
Landshark
This thread has become nothing more than a sick game of hate. I am ashamed of each and every person that is a player. I agree the issue needed to be fully disclosed and it was very early in the thread. I agree those directly involved should post factual details about their situation. But that's not what this has become. It is nothing more than a feeding frenzy of hatred filled with abuse. It is no longer beneficial to Rocky Point or to the clients of ProAlliance Insurance. It is an embarrassment to both as well as this forum that is supposed to be for the good of the community. With all due respect I call upon the forum moderators to take this thread under control and put an end to the abuse.
brokenwave
Land Shark totally agree, best thing is to let this work itself out.
Hopefully all with abide to let it happen. If not send them to timeout or HAPPY land.

Those with actual issues with Pro Alliance should contact them direct and not tie up valuable server space with
the crap that has rolled through this thread.
jerry
I think it should stay up.Much like Homeport,Boomerfest,real estate threads,Puerto Penasco infrastructure problem threads and border/ crime issue threads people slowly show their hands for better and for worse....Rosy is coming across better.
littlejoni
It looks to us like the biggest harm to Rocky Point came from Mrs Glover herself. She who claims to also be for the good of the community. And you want to talk about respect? Mrs Glover showed complete zero respect for all folks who trusted her. I guess she thinks she is smarter than us all thinking she could get away with all this.
Landshark
jerry said:
I think it should stay up.Much like Homeport,Boomerfest,real estate threads,Puerto Penasco infrastructure problem threads and border/ crime issue threads people slowly show their hands for better and for worse....Rosy is coming across better.

Agree Jerry. Didn't say take it down, just keep it 100% factual from those directly involved. The "it looks to us like" and "I guess" comments from the bleachers are fueling the hatred and must be stopped.
dry heat
I ask Rosy because I saw this quote "“Ah, good one! Rosie Glover is my ‘artistic’ name. My ‘real’ name is Rosa María Villescas Córdoba."
http://rockypoint360.com/rosie-the-rambling-storyteller/
jerry
Landshark said:
Agree Jerry. Didn't say take it down, just keep it 100% factual from those directly involved. The "it looks to us like" and "I guess" comments from the bleachers are fueling the hatred and must be stopped.

People trading elbows should consider not using screen names..maybe some of these guys work for that half ass Portugal agency. <edited upon request, Jerry>
I won't go into detail but I have had an experience with Portugal that I just can not forgive. Rosy, my dear, had I known that your company exsisted, I would have given you my and my clients business long ago. You can be assured that you will have it from now on.
Last edited: Oct 19, 2014 at 10:58 AM
PitiquitoRosy
not a l
dry heat said:
I ask Rosy because I saw this quote "“Ah, good one! Rosie Glover is my ‘artistic’ name. My ‘real’ name is Rosa María Villescas Córdoba."
http://rockypoint360.com/rosie-the-rambling-storyteller/

not much of mystery, DH. i was born in mexico and when i marrued in the states, my legal name changed. l jokingly referred to it as a stage name a few years back. is even that fodder for your chum bucket?
PitiquitoRosy
littlejoni said:
It looks to us like the biggest harm to Rocky Point came from Mrs Glover herself. She who claims to also be for the good of the community. And you want to talk about respect? Mrs Glover showed complete zero respect for all folks who trusted her. I guess she thinks she is smarter than us all thinking she could get away with all this.

there are many smarter than i...but i AM obviously smarter than you and your other online personalities together
Kenny
Sorry Rosie but I too like fatboyharley would see your free policy gesture problematic if you already had almost $600 dollars of mine in your bank account for a non existent policy.
playaperro
Kenny said:
Sorry Rosie but I too like fatboyharley would see your free policy gesture problematic if you already had almost $600 dollars of mine in your bank account for a non existent policy.

R U okay Kenny? Your not as naive as others on here?
PitiquitoRosy
Kenny said:
Sorry Rosie but I too like fatboyharley would see your free policy gesture problematic if you already had almost $600 dollars of mine in your bank account for a non existent policy.


I understand, Kenny. All I asked for was time to get this audit over with and settle up, make sure all policies are en force before addressing something prior.
playaperro
Kenny said:
Sorry Rosie but I too like fatboyharley would see your free policy gesture problematic if you already had almost $600 dollars of mine in your bank account for a non existent policy.

More like $1150 Kenny.
littlejoni
Mrs Glover: It's nigh on to a month since you got caught pocketing money that weren't yours. When can you explain why you never sent the money to the comapany and further why you went out and made up some fake numbers to hide the theft?

How much more time do you need? If there is an innocent reason for this we all would be very happy to see it.
Kenny
playaperro said:
R U okay Kenny? Your not as naive as others on here?

I'm fine dog... I'm just sorting through this junk trying to get a handle on all this. I will say this though and yes I have used Pro Alliance in the past and I consider Rosie a friend; I wouldn't except a free anything from anyone if my property and well being was at stake until their $$ handling problems were brought to light and delt with.

When I step out and put Rosie out of the the picture it looks bad, but when I put her back in the equation knowing Rosie as we do, it's just baffling.

Hey folks, as far as protecting Rosie from these attacks and this is not, you need not to worry. Rosie is one of just a few on here and over many years that I would consider a worthy adversary, but she never has been.. Rosie can take care of herself and she likes it that way!

If you would like to see where Rosie roots are, here you go... I love this picture.
image
Last edited: Oct 18, 2014 at 7:53 PM
dry heat
Rosy, you made the following statement which can be found on page 4 of this thread...
"Checks were made out to me, endorsed by me and deposited in my account. I can assure you that with the average condo policy in the range of less than $150 dollars annually, it's isn't a lucrative business as far as scams go. It appears to have been an honest mistake. I'm not ruling out that someone may have screwed up, though. Policies aren't paid for (us to the carrier) one at a time. Once or twice a month I'll deposit a few thousand dollars for a block of policies. In fact, the bank limits us to $3,000 a pop. We are then issued one receipt for that block. This makes the audit take longer because we must take each receipt and confirm which policies are paid in that particular block. If someone screwed up, I'll deal with it, but the responsibility is all mine and I don't hide from that. I will make things right for all involved."

Do you not deposit checks in a US bank account held at Wells Fargo?
Which bank is limiting your deposits? Are you making cash deposits on checks that are made to you?
In your statement, would you clarify how the following plays out... "the bank limits us to $3,000 a pop." A bit of clarity would help considering that checks are deposited into a US bank? please correct if I am wrong. I don't believe US banks have deposit restrictions.
Last edited: Oct 18, 2014 at 5:51 PM
PitiquitoRosy
dry heat said:
Rosy, you made the following statement which can be found on page 4 of this thread...
"Checks were made out to me, endorsed by me and deposited in my account. I can assure you that with the average condo policy in the range of less than $150 dollars annually, it's isn't a lucrative business as far as scams go. It appears to have been an honest mistake. I'm not ruling out that someone may have screwed up, though. Policies aren't paid for (us to the carrier) one at a time. Once or twice a month I'll deposit a few thousand dollars for a block of policies. In fact, the bank limits us to $3,000 a pop. We are then issued one receipt for that block. This makes the audit take longer because we must take each receipt and confirm which policies are paid in that particular block. If someone screwed up, I'll deal with it, but the responsibility is all mine and I don't hide from that. I will make things right for all involved."

Do you not deposit checks in a US bank account held at Wells Fargo?
Which bank is limiting your deposits? Are you making cash deposits on checks that are made to you?
In your statement, would you clarify how the following plays out... "the bank limits us to $3,000 a pop." A bit of clarity would help considering that checks are deposited into a US bank? please correct if I am wrong. I don't believe US banks have deposit restrictions.

correct. deposits to the us bank aren't restricted. mapfre's account will only accept 3,000 at a time. i don't know if that's mapfre or their bank, but thats the way it is
playaperro
Kenny said:
I'm fine dog... I'm just sorting through this junk trying to get a handle on all this. I will say this though and yes I have used Pro Alliance in the past and I consider Rosie a friend; I wouldn't except a free anything from anyone if my property and well being was at stake until their $$ handling problems were brought to light and delt with.

When I step out and put Rosie out of the the picture it looks bad, very bad, and when I put her back in the equation knowing Rosie as we do, it's just baffling.

Hey folks, as far as protecting Rosie from these attacks and this is not, you need not to worry. Rosie is one of just a few on here and over many years that I would consider a worthy adversary, but she never has been.. Rosie can take care of herself and she likes it that way!

If you would like to see where Rosie roots are, here you go... I love this picture.
image

Kenny what year was that policy issued? You have not been down to Penasco in like 5 years. That pic reminds me of Sheryl and Linda and francisco holding the Horse.
dry heat
Mapfre does not have a way for clients to pay the carrier directly (ie. A check cannot be made directly to the carrier?

When a block deposit is made, do you provide the carrier with a report as to how the payments should be applied?

Any update on why bogus policies were created?
Kenny
playaperro said:
Kenny what year was that policy issued? You have not been down to Penasco in like 5 years. That pic reminds me of Sheryl and Linda and francisco holding the Horse.

You have no idea where you're at most of the time:confused:, so how in the hell would you know what I do?
playaperro
Kenny said:
You have no idea where you're at most of the time:confused:, so how in the hell would you know what I do?

Your probably Rosee's accountant, since she's is in political training.
PitiquitoRosy
dry heat said:
Mapfre does not have a way for clients to pay the carrier directly (ie. A check cannot be made directly to the carrier?

When a block deposit is made, do you provide the carrier with a report as to how the payments should be applied?

Any update on why bogus policies were created?


Yes, checks used to be accepted made out to the carrier, but we kept having cheks rejected for misspellings. Those of used to American banks are used to drawing a line through an error and initialing it, something not acceptible in Mexico. Sometimes checks would arrive made out to ProAlliance, but as a Persona Fisica, my business name is my own name. That's another benefit to the ACE policies...they can be paid directly to the carrier via credit card.
Most of our clients aren't phisically in the office when they renew, so if we wait til a check arrives and it's incorrect, then we're back to square one.
There's no question we could've done a better job, and that's what we're trying to do.

And yes, there is a report showing where to apply payments from the 3,000. Part of what we're doing now is cross-checking that they were applied correctly every time.

As for your last question, I can only say that it's being investigated and as soon as I can provide more information, I will. What I will not tolerate is abuse and accusations from your peanut section. That's way out of line.
littlejoni
LOL...when you steal money from people over at least 2 years and use them for your own living benefits, and are even worse responsible for fake policies, you don't get to decide what you do not tolerate. I figure you should have thought about all these problems before when you started stealing and then making up fake stuff to hide your theft.

When will you come up with the reason for the made up stuff?

Who is doing the investigation? Are you investigating yourself? Are the cops involved?

I figure this whole stinking mess you created should be dumped onto the desks of cops in Rocky Point and USA.

Dd you tell the IRS about all this free income?
mis2810
Where the hell did these Jonis and JoanC's come from? What I can't understand is if you are not a client then why do you give a shit? You're not out anything - you are just a virtual lynch mob. I was affected by this. You don't see me ranting.
Kenny
On this forum if you don't give any information about yourself and you come after someone, you are no more than a nuisance pop-up.
dry heat
Simple solution is to call the carrier directly if you want to find out about current or past policies. They can investigate as they see fit. If someone has questionable information, just forward it to the insurance company. They can gather the info and decide how to move forward with it.
mis2810
dry heat said:
Simple solution is to call the carrier directly if you want to find out about current or past policies. They can investigate as they see fit. If someone has questionable information, just forward it to the insurance company. They can gather the info and decide how to move forward with it.

Enough already! Since when do lawyers give out so much free advice? We all know how to contact the carrier.
littlejoni
Some of you all might be thinking and wondering about what we all got against Rosie Glover, or whoever she actually is. We got nothing against her personally...never met her and hope never to do so. The problem that exists year on year another shyster shows up and screws more gringos. It gets into the news. That Tucson paper is on this story. Most of us lost our shirts on what we all bought down here because of crooks as this. Gringos read all the horror stories about scammers, drugies and thieves like this. This has to be the worse one yet. Buying here now would be real stupid cause the only possible honest insurance shop in town turns out to be more crooked than Portugal. We all know he most often forgets to send the money to the company, but we heard tell about him making up phoney papers. Crime is real bad here but buying insurance from another one is not too good an idea.
joanC
mis2810 said:
Where the hell did these Jonis and JoanC's come from? What I can't understand is if you are not a client then why do you give a shit? You're not out anything - you are just a virtual lynch mob. I was affected by this. You don't see me ranting.

I won't involve myself in this rant
mis2810
joanC said:
I won't involve myself in this rant

Me ranting? Seriously? All of your three messages have been rants!
joanC
mis2810 said:
Me ranting? Seriously? All of your three messages have been rants!

goodbye
dry heat
When unfortunate situations happen to those who are respected and known in the community, it often becomes an uncomfortable situation.
mis2810
joanC said:
goodbye

Adios! Don't let the puerta hit you on your way out!
joanC
mis2810 said:
Adios! Don't let the puerta hit you on your way out!

did it hurt
mis2810
dry heat said:
When unfortunate situations happen to those who are respected and known in the community, it often becomes an uncomfortable situation.

Especially when people who are not affected by the situation continue to pour salt on the wound!
dry heat
While you may have found out you had no insurance a few weeks ago, others are now finding out. It is a progressing current event for the community. Unfortunately that wound is fresh to others.
mis2810
Stuart, I think maybe it's time to check the IP addresses of some of these instigators. I'd be willing to bet we have some multiple personalities around here again.
littlejoni
mis2810 said:
Where the hell did these Jonis and JoanC's come from? What I can't understand is if you are not a client then why do you give a shit? You're not out anything - you are just a virtual lynch mob. I was affected by this. You don't see me ranting.


We got stolen from like many more folks here but we won't just tuck our tail over our butts and brains and beg her for some money back or another free phoney policy. We don't figure when she gets done her "audit" she will let us know real quick what we already know about what she did.

We figure a bad feather like this in Rocky Point needs to get plucked. We figure she should quit immediately her tourist job.....she is no good for Rocky Point.
mis2810
Appalachia called. They want their speech back littlejoni.
Kenny
littlejoni said:
We got stolen from like many more folks here but we won't just tuck our tail over our butts and brains and beg her for some money back or another free phoney policy. We don't figure when she gets done her "audit" she will let us know real quick what we already know about what she did.

We figure a bad feather like this in Rocky Point needs to get plucked. We figure she should quit immediately her tourist job.....she is no good for Rocky Point.

Most of us lost our shirts on what we all bought down here because of crooks as this." and I say you need to get new friends, pay more attention and then see if you might be able to make a trade, for some brains.
Last edited: Oct 18, 2014 at 8:50 PM
concerned
Perhaps we should leave the victriolic trolls to their own demise.
littlejoni
This looks to be another wannabe property owner with no cock in the ring. Drive-buy podunk town boys thinking their wife beating T is higher style are still alive. But they got more brains.
concerned
littlejoni said:
This looks to be another wannabe property owner with no cock in the ring. Drive-buy podunk town boys thinking their wife beating T is higher style are still alive. But they got more brains.



A bit of levity.
littlejoni
Arte at his best. Darn near as good a F troop. Send more.
apricot
mis2810 said:
Where the hell did these Jonis and JoanC's come from? What I can't understand is if you are not a client then why do you give a shit? You're not out anything - you are just a virtual lynch mob. I was affected by this. You don't see me ranting.

I'm not a client, but I certainly do give a shit!!!!
mis2810
apricot said:
I'm not a client, but I certainly do give a shit!!!!

Why?????
littlejoni
Fraud and stealing in our town damages locals who want to be all proud and happy about of living here. We all who really live here don't need to get question over question about Rosie Glover Proalliance the crook. But, if she is not crooked we really want to hear about that to heal the wounds .
joanC
http://www.jigsawplanet.com/?rc=play&pid=3fa552ed0e6b
garyd
littlejoni said:
Fraud and stealing in our town damages locals who want to be all proud and happy about of living here. We all who really live here don't need to get question over question about Rosie Glover Proalliance the crook. But, if she is not crooked we really want to hear about that to heal the wounds .

If you feel that way let her complete her audit and report back. Stop adding fuel to the fire.
mis2810
littlejoni said:
Fraud and stealing in our town damages locals who want to be all proud and happy about of living here. We all who really live here don't need to get question over question about Rosie Glover Proalliance the crook. But, if she is not crooked we really want to hear about that to heal the wounds .

So you only started "caring" about your town yesterday and 11 posts ago?
jerry
The competition Mr.Portugal gets a few fan letters on Topix
"just wanted people to know that after paying insurance for 30 years and finally my house got broken into for the first time in Cholla Bay and lost $10000 dollars worth of items, I have been trying to get them to pay the claim since May 2011 with no luck.This was written on 10-8-11. Every time I email him, he never replies. Everytime I go to Rocky Point and talk to them about the claim it is like starting from square one and always he says to come in tomorrow or Monday and he will work it out but always comes up with some excuse or just doesn't show up to work or says to come back anh
never shows up.I would suggest to people that his insurance is a joke and suggest you do business with someone else. Has anyone else been through what I am going through and have a suggestion on how to deal with it?
Yes. I have the exact same problem! I had two quads stolen last December and have been trying since them to recover my claim. There is always an excuse. Always a promise the check will be mailed to you. Now they want my bank account number to make a direct deposit. Like hell I'll do that. I've been paying over 25 years, both homeowners and auto insurance. We have visited the office, called, and emailed with no sucess. I'm going to chalk this one up to a life lesson.
Landshark
We have had our homeowners insurance with Portugal for 13 years. Never a problem, but never had a claim. Renewed in June, on time, $827 check payable to General de Seguros, SAB, mailed to a PO Box in Lukeville. Received a paid in full receipt from Portugal a few weeks later & confirmed the check had cleared the account. In August we received an expiration notice from Portugal saying if we wanted to renew send $827. Didn't respond since I had documentation of payment. Yesterday received another expiration notice saying policy expired 09/14/14 & if we wanted to renew send $827! Interesting how the expiration date keeps changing on the same policy. Clerical error? Fishing for a double payment? Who knows. Plan to purchase an Ace policy from ProAlliance in June.
SonoranParadise
Are there any other options for insurance besides Rosy and Portugal? Has anyone here used anyone else, with good results?


Sent from my iPad using Tapatalk
playaperro
SonoranParadise said:
Are there any other options for insurance besides Rosy and Portugal? Has anyone here used anyone else, with good results?


Sent from my iPad using Tapatalk

Most locals use Yolanda Silva Insurance - 383-6280
12 Juarez Blvd Puerto Peñasco Better prices and only concentrates on insurance, Better than sending your money out of state to a third party.
brokenwave
LandShark I get the same thing from Portugal, and I haven't been his customer for 2 years now.

Quote from Jerry's post, "Now they want my bank account number to make a direct deposit." Like hell I'll do that. I've been paying over 25 years, both homeowners and auto insurance. Quote"


I had a claim from AXA (Pro alliance) last year and they also requested my bank info in order to do a bank transfer.
Info was submitted, we waited without the transfer ever being done.
I had the same worries about giving my bank info out.
(My wife works for a big bank and said no worries about the info being given out)

It took 2 months with 10 phone calls and another 10-15 e-mails over 6 weeks to finally get this
claim finalized and paid.
(It was happening from mid December to mid Jan so possibly the holidays were the problem with AXA?

Pro Alliance was good with the communication even though I did get some, "I don't have a response yet from
AXA" from Paty, which were more than I would have liked)

Claim ended up being a letter of credit from AXA Seguros which I took to the bank in RP and received my claim settlement.

Whole process took 3 1/2 months from claim to payment, I had to be persistent.
I had a claim in the states that was much smoother and easier with the payment process.

The bottom line is that the (Pro Alliance) AXA Seguros claim was a bit of a pain,
but AXA did pay it!
Stuart
The Ban Hammer is out and about. If your sole purpose for coming to this thread is to cause hate and discontent, expect to go bye-bye. If you are coming here to help solve a problem or with a valid question, no issue. But as said, new screen names that are spewing venom, "ain't nobody got time for dat."

It's just that simple.
The Management
apricot
mis2810 said:
Why?????

As I've posted before, all condo owners should be concerned about th
jerry said:
The competition Mr.Portugal gets a few fan letters on Topix
"just wanted people to know that after paying insurance for 30 years and finally my house got broken into for the first time in Cholla Bay and lost $10000 dollars worth of items, I have been trying to get them to pay the claim since May 2011 with no luck.This was written on 10-8-11. Every time I email him, he never replies. Everytime I go to Rocky Point and talk to them about the claim it is like starting from square one and always he says to come in tomorrow or Monday and he will work it out but always comes up with some excuse or just doesn't show up to work or says to come back anh
never shows up.I would suggest to people that his insurance is a joke and suggest you do business with someone else. Has anyone else been through what I am going through and have a suggestion on how to deal with it?
Yes. I have the exact same problem! I had two quads stolen last December and have been trying since them to recover my claim. There is always an excuse. Always a promise the check will be mailed to you. Now they want my bank account number to make a direct deposit. Like hell I'll do that. I've been paying over 25 years, both homeowners and auto insurance. We have visited the office, called, and emailed with no sucess. I'm going to chalk this one up to a life lesson.

Jerry, we get it....it's old news! Portugal isn't the answer either. I'm looking for other alternatives. Thanks to others on here recommending who we can go to for insurance.
apricot
mis2810 said:
Why?????

See my post #281 above for why. Sorry, I tried to post a response last night but was having internet problems, so a partial reply from last night got posted in my response to Jerry.
playaperro
Landshark said:
We have had our homeowners insurance with Portugal for 13 years. Never a problem, but never had a claim. Renewed in June, on time, $827 check payable to General de Seguros, SAB, mailed to a PO Box in Lukeville. Received a paid in full receipt from Portugal a few weeks later & confirmed the check had cleared the account. In August we received an expiration notice from Portugal saying if we wanted to renew send $827. Didn't respond since I had documentation of payment. Yesterday received another expiration notice saying policy expired 09/14/14 & if we wanted to renew send $827! Interesting how the expiration date keeps changing on the same policy. Clerical error? Fishing for a double payment? Who knows. Plan to purchase an Ace policy from ProAlliance in June.

What does that cover? I'm only in it for fire, General de Seguros is a A+ rated company I think, who knows!
jerry
playaperro said:
What does that cover? I'm only in it for fire, General de Seguros is a A+ rated company I think, who knows!

I don't see the point of fire insurance down here...no trees....mostly block construction.......unless a guy bought a pigeon coop above the fourth floor in a town with a fire truck that could only get up to the third on a good day...
playaperro
jerry said:
I don't see the point of fire insurance down here...no trees....mostly block construction.......unless a guy bought a pigeon coop above the fourth floor in a town with a fire truck that could only get up to the third on a good day...

C'mon Jerry, I had to say something, don't believe everything you read.
dry heat
I think the lesson learned is that it is difficult to trust the insurance agent in Penasco unless the payment is made directly to the carrier (via credit card or a check that is cashed by the insurance company). For one agent to say they are better than the other... well it appears they both have horror stories from clients and both are really the same. In the end, just make sure that the payment you make is not made to the agent (its too easy to lose it, misplace it, cash it and other adventures).
Derek
I bought a generator from a local to run my home before it had electrical service on Whale Hill. The guy agreed on two payments of 1000 dollars, half when it was delivered and the other half when I hooked it up. Well the generator didn't have 15kw like he claimed and my air conditioner wouldn't run. I asked for my money back and he said no and demanded final payment. Next thing I know the police arrest me at my guard gate and bring me down to the Ministerio Publico and put me in front of some kind of judge with the guy I bought the generator from. I figured I was screwed because he was Mexican and I was in front of a Mexican judge of some kind. We both told our stories with the other guy claiming he didn't say it would run my whole house. The judge then ruled that he believed me and did I want the generator for 1000 if the other guy didn't give me my money back and I said yes. It was fair and a great system. I suggest maybe people with prior years owed explore this route for immediate payment because from what I understand you can end up sitting in jail until solved if you are found guilty.
Roberto
apricot said:
I'm not a client, but I certainly do give a shit!!!!


They have medicine for that. Lomotil, loperidine. Guaranteed to stop you from running off at the ............
El Tiburon
When does the mercy rule kick in?
jerry
El Tiburon said:
When does the mercy rule kick in?

The land of bull fighting does not have no stinking "mercy rule"
fatboyharley
I have started looking into getting g ACE insurance from sources outside of Peñasco. I currently have my
Mexican car insurance through Costco rather from in town for four years now.
joanC
fatboyharley said:
I have started looking into getting g ACE insurance from sources outside of Peñasco. I currently have my
Mexican car insurance through Costco rather from in town for four years now.

Please, do let us know what you discover
apricot
fatboyharley said:
I have started looking into getting g ACE insurance from sources outside of Peñasco. I currently have my
Mexican car insurance through Costco rather from in town for four years now.

I recommended Costco car insurance not too long ago in another thread to a couple new to Rocky Point and many of Rosie's fans jumped all over that and said to go with Rosie. In hindsight, it looks like my advice at that time was appropriate.
SonoranParadise
fatboyharley said:
I have started looking into getting g ACE insurance from sources outside of Peñasco. I currently have my
Mexican car insurance through Costco rather from in town for four years now.

I'm also interested in what you find out. Re car insurance, we have drivers license insurance currently through Rosie - I just looked at Costco, and it doesn't seem like the liability coverage is high enough on the plans they quote - at least based on the required coverages that Rosie quoted to us 6 months ago when we renewed.
fatboyharley
SonoranParadise said:
I'm also interested in what you find out. Re car insurance, we have drivers license insurance currently through Rosie - I just looked at Costco, and it doesn't seem like the liability coverage is high enough on the plans they quote - at least based on the required coverages that Rosie quoted to us 6 months ago when we

Ago
fatboyharley
Everything is
Up to the new requirements of 300000 etc. Just renewed two weeks ago
joanC
Hi
can you please post the Costco link?

TIA
Landshark
apricot said:
I recommended Costco car insurance not too long ago in another thread to a couple new to Rocky Point and many of Rosie's fans jumped all over that and said to go with Rosie. In hindsight, it looks like my advice at that time was appropriate.

You imply there are problems with ProAlliance auto insurance policies. I have auto insurance through them. Please state the problems you refer to. Thank you.
dry heat
The problem is with agents who have checks written out directly to them. If you pay directly to the carrier, the chance of 'cashed check/no insurance' does not seem to apply.
Landshark
In theory I can't disagree & will keep that in mind in the future. However, my question still stands. Has there been any issues of any kind with auto insurance policies purchased through ProAliance Insurance?
SonoranParadise
None that I'm aware of - however, I haven't been able to contact the actual insurance company. We've tried the phone number we have on the policy and on the website, but have been unable to get through. I only tried one day last week after the Mapfre incident, so it could just be a fluke, or problems dialing from the US - I am going to try again when we are in RP next week.
dry heat
Landshark said:
In theory I can't disagree & will keep that in mind in the future. However, my question still stands. Has there been any issues of any kind with auto insurance policies purchased through ProAliance Insurance?

I haven't had an issue yet with my life insurance paying out. But, I don't know... Hopefully it's active.

I also haven't been audited by the IRS yet, but I pay an accountant to make sure I lessen that chance.

I also haven't used my airbags, but I hope they are installed.
joanC
Landshark said:
In theory I can't disagree & will keep that in mind in the future. However, my question still stands. Has there been any issues of any kind with auto insurance policies purchased through ProAliance Insurance?


I'm calling the company tomorrow about mine. She asked me to make out the check to her, so I'm worried.
dry heat
Paradise, you posted this phone number and contact a few weeks ago. It seems that Mapfre clients have been able to get answers from this employee of the company regarding the status of their current policy and previous one...

Gerardo González Eguía (speaks english)
Responsable División Internacional
Tel. (619) 662-1194
Fax (619) 662-1106
Toll-free 1-800-357-0091
[email protected]
SonoranParadise
dry heat said:
Paradise, you posted this phone number and contact a few weeks ago. It seems that Mapfre clients have been able to get answers from this employee of the company regarding the status of their current policy and previous one...

Gerardo González Eguía (speaks english)
Responsable División Internacional
Tel. (619) 662-1194
Fax (619) 662-1106
Toll-free 1-800-357-0091
[email protected]

Yes, that was for our HOA policy. Our auto insurance policy is through GNP Seguros.
fatboyharley
I have never had car insurance with Pro Alliance so I am not saying that. I am just saying that I have been happy with insurance from Costco for my car in Mexico. I am looking into going to outside of Penasco for my home owners insurance now . You need to be a Costco member. Go on their web site and click on services. Go to car insurance and you will find the link for Mexican car insurance. Quick easy and you get a 30% discount because you are a Costco member.
PitiquitoRosy
Landshark said:
You imply there are problems with ProAlliance auto insurance policies. I have auto insurance through them. Please state the problems you refer to. Thank you.


There are NO problems with any auto or licence policies issued by us, although many of these were also paid with checks made out to me. As pointed out in the letter I posted from the CEO of IIG, policies have always been made in a timely manner. Despite the efforts of some here to implant more concerns, I challenge anyone to show proof to the contrary. That errors were made at our office has been established, but it is absolutely true that Mapfre's system is antiquated and that they've had many, many problems in the past with agencies, as they surely will in the future. Overall, I'm glad we're restructuring our internal process.
PitiquitoRosy
joanC said:
I'm calling the company tomorrow about mine. She asked me to make out the check to her, so I'm worried.


You lie. Neither you nor either of your alternates, littlejoni and daniet have ever been clients of ProAlliance. You're nothing more than an illiterate troll.
dry heat
Rosy, if you have all these problems with mapfre as a carrier, why would you continue to insure your clients with them?
PitiquitoRosy said:
There are NO problems with any auto or licence policies issued by us, although many of these were also paid with checks made out to me. As pointed out in the letter I posted from the CEO of IIG, policies have always been made in a timely manner. Despite the efforts of some here to implant more concerns, I challenge anyone to show proof to the contrary. That errors were made at our office has been established, but it is absolutely true that Mapfre's system is antiquated and that they've had many, many problems in the past with agencies, as they surely will in the future. Overall, I'm glad we're restructuring our internal process.
apricot
Landshark said:
You imply there are problems with ProAlliance auto insurance policies. I have auto insurance through them. Please state the problems you refer to. Thank you.

Sorry, I did not mean to imply that there were any problems with ProAlliance auto insurance policies. As far as I know, it has been made clear on this thread that those policies were not affected. On the other hand, if somebody is not comfortable with the options in Rocky Point, Costco is a very good alternative.
apricot
joanC said:
Hi
can you please post the Costco link?

TIA

Here's my previous post about the Costco link from a while back in the Tips for First Timers thread: http://www.rockypointtalk.com/threads/tips-for-a-first-timer.9260/page-2#post-90729
joanC
PitiquitoRosy said:
You lie. Neither you nor either of your alternates, littlejoni and daniet have ever been clients of ProAlliance. You're nothing more than an illiterate troll.

I take offence to you telling me I do not tell the truth. Why are you so angry and strike out and try to bring down innocent people in front of others?
You make yourself look cheaper by name calling. I have never called you any names.
I have no connection with anyone else on this site. I can take care of myself quite well, thank you.
My GNP policy number from you starts with 354. The phone number is 01-800-026-5110 and the address is San Diego with a zip code of 92143-0057. My coverage is for USD 20,000.

You have just lost another client for life.
Landshark
dry heat said:
I haven't had an issue yet with my life insurance paying out. But, I don't know... Hopefully it's active.

I also haven't been audited by the IRS yet, but I pay an accountant to make sure I lessen that chance.

I also haven't used my airbags, but I hope they are installed.

I asked a legitimate question and included a thank you. Apricot already answered and I thank her.
PitiquitoRosy
dry heat said:
Rosy, if you have all these problems with mapfre as a carrier, why would you continue to insure your clients with them?

the 8 policies that I've placed with Mapfre since this began were paid for with individual checks to assure that they were accurately credited. I've been hearing from other agents who've had similar problems and will personally feel better going forward with a system that's set up to protect us all from errors such as this.
PitiquitoRosy
joanC said:
I take offence to you telling me I do not tell the truth. Why are you so angry and strike out and try to bring down innocent people in front of others?
You make yourself look cheaper by name calling. I have never called you any names.
I have no connection with anyone else on this site. I can take care of myself quite well, thank you.
My GNP policy number from you starts with 354. The phone number is 01-800-026-5110 and the address is San Diego with a zip code of 92143-0057. My coverage is for USD 20,000.

You have just lost another client for life.


It's laughable that you think you haven't insulted me. You know as well as I do that you are not and haven't been a client of mine. I have lost 3 clients since this mess began. All of them good clients that I hated to lose. I wish you were a client of mine so I could finally feel glad to lose one.
dry heat
PitiquitoRosy said:
the 8 policies that I've placed with Mapfre since this began were paid for with individual checks to assure that they were accurately credited. I've been hearing from other agents who've had similar problems and will personally feel better going forward with a system that's set up to protect us all from errors such as this.

You mentioned that Mapfre has an inferior product compared to your other carrier (both in coverage and in billing). Why not up service your clients with a better carrier vs. putting them with the same carrier. As a business owner I would have approached this situation to provided value added service to my client by improving the product and paying for the difference out of pocket (can't be but a few dollars per policy). I'm sure your clients would have appreciated this token considering they dealt with cancelled policies or made up policies. In this case, you are putting them with the same company you mentioned gave you so many problems. The action is somewhat confusing.
joanC
PitiquitoRosy said:
It's laughable that you think you haven't insulted me. You know as well as I do that you are not and haven't been a client of mine. I have lost 3 clients since this mess began. All of them good clients that I hated to lose. I wish you were a client of mine so I could finally feel glad to lose one.


I feel bad you are feeling so much pain. It's not necessary to be so angry.

My policy shows an agent code of 2375670/pitiquito, and says you used the name of International Insurance Group for your business on my policy.

If my policy is all fine, why do you want to strike out at me ?
PitiquitoRosy
dry heat said:
You mentioned that Mapfre has an inferior product compared to your other carrier (both in coverage and in billing). Why not up service your clients with a better carrier vs. putting them with the same carrier. As a business owner I would have approached this situation to provided value added service to my client by improving the product and paying for the difference out of pocket (can't be but a few dollars per policy). I'm sure your clients would have appreciated this token considering they dealt with cancelled policies or made up policies. In this case, you are putting them with the same company you mentioned gave you so many problems. The action is somewhat confusing.


I said their system is inferior, not their product. It's only in retrospect that realized this whole thing could've been avoided. It's the same with our internal process at our office. We had no idea where the gaps were until we were in the problem. I should have known and am paying the price for that.
PitiquitoRosy
joanC said:
I feel bad you are feeling so much pain. It's not necessary to be so angry.

My policy shows an agent code of 2375670/pitiquito, and says you used the name of International Insurance Group for your business on my policy.

If my policy is all fine, why do you want to strike out at me ?


I'm frustrated and short on patience, but not in pain. As I've pointed out before...there are real tragedies in life that are what's truly painful. I've lost 3 clients over this mess and I was very sorry to see them go. I hope you are a client of mine so I can finally be glad to see one leave.